Terms of Service


Welcome to paulstober.com.

These terms and conditions outline the rules and regulations for the use of paulstober.com Website.


paulstober.com is located at:
123 Main St.
Anywhere, MD 12345

paulstober.com

The term "paulstober.com" or "us" or "we" refers to the owner of the website. The term "you" refers to the user or viewer of our website.
The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and any or all Agreements: "Client", "You" and "Your" refers to you, the person accessing this website and accepting the Company's terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us", refers to our Company. "Party", "Parties", or "Us", refers to both the Client and ourselves, or either the Client or ourselves.
All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner, whether by formal meetings of a fixed duration, or any other means, for the express purpose of meeting the Client's needs in respect of provision of the Company's stated services/products, in accordance with and subject to, prevailing law of United States.
Any use of the above terminology or other words in the singular, plural, capitalisation and/or he/she or they, are taken as interchangeable and therefore as referring to same.
By viewing, visiting, using, or interacting with this website or with any banner, pop-up, or advertising that appears on it, we assume you are agreeing to comply with and be bound by all the provisions of this Terms of Use policy and the privacy policy of this website which govern the relationship between paulstober.com and you in relation to this website. If you disagree with any part of these terms and conditions, please do not use our website.

Use of This Web Site

The use of this website is subject to the following terms of use:


  • The content of the pages of this website is for your general information and use only. It is subject to change without notice.
  • This website may use cookies to monitor browsing preferences. If you do allow cookies to be used, please refer to our privacy policy for details of what data we may collect and how it may be used.
  • Neither we nor any third parties provide any warranty or guarantee as to its accuracy, timeliness, performance, completeness.
  • This website reserves the right to deny access to any person or viewer for any reason. Under the terms of the privacy policy, which you accept as a condition for viewing, the website is allowed to collect and store data and information for the purpose of exclusion and for many other uses.
  • Visitors, viewers, users, subscribers, members, affiliates, or customers, collectively referred to herein as "visitors," are parties to this agreement. The website and its owners and/or operators are parties to this agreement, herein referred to as "website."
  • Unless you have entered into an express written contract with this website to the contrary, visitors, viewers, subscribers, members, affiliates, or customers have no right to use this information in a commercial or public setting; they have no right to broadcast it, copy it, save it, print it, sell it, or publish any portions of the content of this website. By viewing the contents of this website you agree this condition of viewing and you acknowledge that any unauthorized use is unlawful and may subject you to civil or criminal penalties. Visitor warrants that he or she understands that accepting this provision is a condition of viewing and that viewing constitutes acceptance.
  • Material contained on the website must be presumed to be proprietary and copyrighted. Visitors have no rights whatsoever in the site content. Use of website content for any reason is unlawful unless it is done with express contract or permission of the website.
  • The website disclaims any responsibility for the accuracy of the content of this website. Visitors assume the all risk of viewing, reading, using, or relying upon this information. Unless you have otherwise formed an express contract to the contrary with the website, you have no right to rely on any information contained herein as accurate. The website makes no such warranty.
  • The website assumes no responsibility for damage to computers or software of the visitor or any person the visitor subsequently communicates with from corrupting code or data that is inadvertently passed to the visitor's computer. Visitors views and interact with this site, banners, pop-ups or advertising displayed thereon, at their own risk.
  • Visitor downloads information from this site at their own risk. While all reasonable attempts have been made to keep this website free of malware, this website makes no warranty that downloads are free of corrupting computer codes, including, but not limited to, viruses and worms.
  • By viewing, using, or interacting in any manner with this site, including banners, advertising, or pop-ups, downloads, and as a condition of the website to allow his lawful viewing, visitor forever waives all right to claims of damage of any and all description based on any causal factor resulting in any possible harm, no matter how heinous or extensive, whether physical or emotional, foreseeable or unforeseeable, whether personal or business in nature.
  • Visitor agrees as a condition of viewing, that any communication between visitor and website is deemed a submission. All submissions, including portions thereof, graphics contained thereon, or any of the content of the submission, shall become the exclusive property of the website and may be used, without further permission, for commercial use without additional consideration of any kind. Visitor agrees to only communicate that information to the website, which it wishes to forever allow the website to use in any manner as it sees fit. "Submissions" is also a provision of the privacy policy.

License

Unless otherwise stated, paulstober.com and/or it's licensors own the intellectual property rights for all material on paulstober.com. All intellectual property rights are reserved. You may view and/or print pages from https://paulstober.com for your own personal use subject to restrictions set in these terms and conditions.
You must not:
  1. Republish material from https://paulstober.com
  2. Sell, rent or sub-license material from https://paulstober.com
  3. Reproduce, duplicate or copy material from https://paulstober.com
Redistribute content from paulstober.com (unless content is specifically made for redistribution).

User Comments

Certain parts of this website offer the opportunity for users to post and exchange opinions, information, material and data ('Comments') in areas of the website. paulstober.com does not screen, edit, publish or review comments prior to their appearance on the website and comments do not reflect the views or opinions of paulstober.com, its agents or affiliates.
Comments reflect the view and opinion of the person who posts such view or opinion. To the extent permitted by applicable laws paulstober.com shall not be responsible or liable for the comments or for any loss cost, liability, damages or expenses caused and or suffered as a result of any use of and/or posting of and/or appearance of the comments on this website.
paulstober.com reserves the right to monitor all comments and to remove any comments which it considers in its absolute discretion to be inappropriate, offensive or otherwise in breach of these Terms and Conditions. You warrant and represent that:
  1. You are entitled to post the comments on our website and have all necessary licenses and consents to do so;
  2. The comments do not infringe any intellectual property right, including without limitation copyright, patent or trademark, or other proprietary right of any third party;
  3. The comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material or material which is an invasion of privacy
  4. The comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.
You hereby grant to paulstober.com a non-exclusive royalty-free license to use, reproduce, edit and authorize others to use, reproduce and edit any of your comments in any and all forms, formats or media.

Hyperlinking to our Content

The following organizations may link to our Web site without prior written approval:
  1. Government agencies;
  2. Search engines;
  3. News organizations;
  4. Online directory distributors when they list us in the directory may link to our Web site in the same manner as they hyperlink to the Web sites of other listed businesses; and
  5. Systemwide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

We may consider and approve in our sole discretion other link requests from the following types of organizations:
  1. commonly-known consumer and/or business information sources such as Chambers of Commerce, American Automobile Association, AARP and Consumers Union;
  2. dot.com community sites;
  3. associations or other groups representing charities, including charity giving sites,
  4. online directory distributors;
  5. internet portals;
  6. accounting, law and consulting firms whose primary clients are businesses; and
  7. educational institutions and trade associations.

We will approve link requests from these organizations if we determine that: (a) the link would not reflect unfavorably on us or our accredited businesses (for example, trade associations or other organizations representing inherently suspect types of business, such as work-at-home opportunities, shall not be allowed to link); (b)the organization does not have an unsatisfactory record with us; (c) the benefit to us from the visibility associated with the hyperlink outweighs the absence of paulstober.com; and (d) where the link is in the context of general resource information or is otherwise consistent with editorial content in a newsletter or similar product furthering the mission of the organization.


These organizations may link to our home page, to publications or to other Web site information so long as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and it products or services; and (c) fits within the context of the linking party's site.


If you are among the organizations listed above and are interested in linking to our website, you must notify us by sending an e-mail to [email protected]. Please include your name, your organization name, contact information (such as a phone number and/or e-mail address) as well as the URL of your site, a list of any URLs from which you intend to link to our Web site, and a list of the URL(s) on our site to which you would like to link. Allow 2-3 weeks for a response.


Approved organizations may hyperlink to our Web site as follows:


  1. By use of our corporate name; or
  2. By use of the uniform resource locator (Web address) being linked to; or
  3. By use of any other description of our Web site or material being linked to that makes sense within the context and format of content on the linking party's site.

No use of paulstober.com's logo or other artwork will be allowed for linking absent a trademark license agreement.


Iframes

Without prior approval and express written permission, you may not create frames around our Web pages or use other techniques that alter in any way the visual presentation or appearance of our Web site.


Reservation of Rights

We reserve the right at any time and in its sole discretion to request that you remove all links or any particular link to our Web site. You agree to immediately remove all links to our Web site upon such request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuing to link to our Web site, you agree to be bound to and abide by these linking terms and conditions.


Removal of links from our website

If you find any link on our Web site or any linked web site objectionable for any reason, you may contact us about this. We will consider requests to remove links but will have no obligation to do so or to respond directly to you.

While we endeavour to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up to date.


Content Liability

We shall have no responsibility or liability for any content appearing on your Web site. You agree to indemnify and defend us against all claims arising out of or based upon your Website. No link(s) may appear on any page on your Web site or within any context containing content or materials that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.


Legal Matters

In no case shall the viewer, visitor, member, subscriber or customer have the right to go to court or have a jury trial. Viewer, visitor, member, subscriber or customer will not have the right to engage in pre-trial discovery except as provided in the rules; you will not have the right to participate as a representative or member of any class of claimants pertaining to any claim subject to arbitration; the arbitrator's decision will be final and binding with limited rights of appeal.
The prevailing party shall be reimbursed by the other party for any and all costs associated with the dispute arbitration, including attorney fees, collection fees, investigation fees, travel expenses.
If any matter concerning this purchase shall be brought before a court of law, pre- or post-arbitration, viewer, visitor, member, subscriber or customer agrees to that the sole and proper jurisdiction to be the state and city declared in the contact information of the web owner unless otherwise here specified. In the event that litigation is in a federal court, the proper court shall be the closest federal court to the website owner's address.
Viewer, visitor, member, subscriber or customer agrees that the applicable law to be applied shall, in all cases, be that of the state of the website owner.

Privacy Policy

Who we are

This privacy policy sets out how paulstober.com uses and protects any information that you provide paulstober.com when you use this website. paulstober.com (the "Company") is committed to maintaining robust privacy protections for its users. Our Privacy Policy ("Privacy Policy") is designed to help you understand how we collect, use and safeguard the information you provide to us and to assist you in making informed decisions when using our Service.

We Respect Your Privacy

As a general principle, we respect your privacy and do not intend to abuse that privacy. This privacy policy is intended to cover all visitors to this website, all subscribers to lists or newsletters whether paid or unpaid, all members or affiliates whether paid or unpaid, and all customers. Persons who visit or view this website, whether intentionally or unintentionally, whether solicited or unsolicited, are described herein as "visitors" and are parties to this privacy policy. Subscribers to lists or newsletters are referred to herein as "subscribers" and are parties to the privacy policy. Persons who join an organization or marketing endeavor (e.g. "affiliates") promoted by this website are called "members" herein and are covered by this privacy policy. Finally, anyone who orders, attempts to order, or receives a product sold (recipients) or advertised on or delivered from this website, even at no cost, is called a "customer" herein and is subject to this privacy policy not only by passive acceptance, but by virtue of the purchase agreement contract. The website, its agents, owners, operators, and employees are referred to collectively herein as "website," "site," and/or "seller". If a person excluded from this website because of the terms of use or from denial of service by the website, who nonetheless unlawfully views this site, that person remains subject to the terms of this privacy policy and is in violation of the terms of use. Acceptance of the terms of this privacy policy is a portion of the consideration required for your right to visit the website. If you do not accept these terms, you have no right to visit this site and you are fraudulently using this site. paulstober.com is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement. paulstober.com may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. Visitor agrees that the applicable law to be applied shall, in all cases, be that of the state of the website owner(s).

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor s IP address and browser user agent string to help spam detection. An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies

A cookie is a small file placed on your computer that helps analyse web traffic. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences. We employ the use of cookies. By using paulstober.com website you consent to the use of cookies in accordance with paulstober.com privacy policy. Most of the modern day interactive websites use cookies to enable retrieval of user details for each visit. Cookies may be used in some areas of the site to enable the functionality of this area and ease of use for those people visiting. Some of our affiliate / advertising partners may also use cookies. Our servers may use cookie technology for purposes of providing an effective delivery of information, but we do not maintain personally identifiable information in our records. We may use traffic log cookies to identify which pages are being used. This helps us analyze data about web page traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system. If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year. If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser. When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select "Remember Me", your login will persist for two weeks. If you log out of your account, the login cookies will be removed. If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website. These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

What We Collect

Our servers log statistical information (Eg., your IP address, referring domain, the type of browser you use, the device from which you connected to the Service, the time and date of access, etc.) regarding usage, but this is used only for purposes of server management, traffic analysis, and design evaluation. You may assume that your web-viewing or web-use activity is monitored, tracked, and information collected. This information is not of a personal nature, but it may help define the general viewing habits and product preferences of visitors. Although this information may be used by this website, we never sell, rent, or share this data to third parties. However, personally identifiable individual visit records such as your name, email address, physical address, telephone number, social security numbers, bank account numbers or credit card numbers, are NOT collected in this manner, are NOT maintained in our files. Personal information, such as your name, email address, age, gender, etc., may be solicited by us from you via optin forms, surveys, etc. However, your explicit consent must be given when such information is solicited in this manner. Information you provide us by registering for an account In addition to the information provided automatically by your browser when you visit the Site, and information you content to share via surveys or opt-in forms, you may also decide to become a member, in which case, you will need to create a personal profile. You can create a profile by registering with the website, entering your email address, and creating a user name and a password. By registering, you are authorizing us to collect, store and use your email address in accordance with this Privacy Policy. By consenting to provide this website information that forms the basis of communication with you, such as an email address, you waive all rights to file complaints concerning unsolicited email or spam from this website since, by providing such information, you agree to receive communication from us or our joint venture partners, our affiliates, or our marketing organizations. However, all email communication with you shall contain an 'unsubscribe' link where you may notify the website that you no longer wish to receive solicitations or information from the website and your name will be removed from the general solicitation database. Unless otherwise specified in a survey, you must assume that any information provided to the website as part of that survey in which you participate may be used for general solicitation for commercial purposes and that such information may be shared with our joint venture partners, our affiliates, or our marketing organizations or used by this site itself for product design or solicitation purposes. We collect the e-mail addresses of those who communicate with us via e-mail, payment information (e.g., credit card number and billing address). We may collect the following information:
  • Name
  • Job title
  • Email address
  • Demographic information such as postcode, preferences and interests
  • Other information relevant to customer surveys and/or offers

What We Do With The Information We Gather

Personal Information Personally Identifiable Information refers to information that tells us specifically who you are, such as your name, email address, or phone number. Downloading information or logging in may allow the Company to "recognize" you to allow us to personalize our service for you. For our Clients, we use personal information mainly to provide our services and contact our Clients regarding account activities, new version and product offerings, or other communications relevant to the Services. We do not sell or share any personally identifiable or other information of End Users to any third parties. Except as otherwise stated in this Privacy Policy, we do not sell, trade, rent or otherwise share for marketing purposes your Personal Information with third parties without your consent. We do share Personal Information with vendors who are performing services for the Company, such as the servers for our email communications who are provided access to user's email address for purposes of sending emails from us. Those vendors use your Personal Information only at our direction and in accordance with our Privacy Policy. In general, the Personal Information you provide to us is used to help us communicate with you. For example, we use Personal Information to contact users in response to questions, solicit feedback from users, provide technical support, and inform users about promotional offers. We may share Personal Information with outside parties if we have a good-faith belief that access, use, preservation or disclosure of the information is reasonably necessary to meet any applicable legal process or enforceable governmental request; to enforce applicable Terms of Service, including investigation of potential violations; address fraud, security or technical concerns; or to protect against harm to the rights, property, or safety of our users or the public as required or permitted by law. We require this information to understand your needs and provide you with a better service, and in particular for the following reasons:
  • Internal record keeping.
  • We may use the information to improve our products and services.
  • We may periodically send promotional emails about new products, special offers or other information which we think you may find interesting using the email address which you have provided.
  • From time to time, we may also use your information to contact you for market research purposes. We may contact you by email, phone, fax or mail. We may use the information to customize the website according to your interests.
Your Rights Regarding The Use Of Your Personal Information You have the right at any time to prevent us from contacting you for marketing purposes. When we send a promotional communication to a user, the user can opt out of further promotional communications by following the unsubscribe instructions provided in each promotional e-mail. You can also indicate that you do not wish to receive marketing communications from us via our Contact Us page. Please note that notwithstanding the specific promotional preferences you indicate by either unsubscribing or opting out in this manner, we may continue to send you administrative emails including, for example, periodic updates to our Privacy Policy. Non-Personal Information In general, we use Non-Personal Information to help us improve the Service and customize the user experience. We also aggregate Non-Personal Information in order to track trends and analyze use patterns on the Site. This Privacy Policy does not limit in any way our use or disclosure of Non-Personal Information and we reserve the right to use and disclose such Non-Personal Information to our partners, advertisers and other third parties at our discretion. In the event we undergo a business transaction such as a merger, acquisition by another company, or sale of all or a portion of our assets, your Personal Information may be among the assets transferred. You acknowledge and consent that such transfers may occur and are permitted by this Privacy Policy, and that any acquirer of our assets may continue to process your Personal Information as set forth in this Privacy Policy. If our information practices change at any time in the future, we will post the policy changes to the Site so that you may opt out of the new information practices. We suggest that you check the Site periodically if you are concerned about how your information is used. Google Analytics We will not identify users or facilitate the merging of personally identifiable information with non-personally identifiable information collected through any Google advertising product or feature unless you have robust notice of, and the user's prior affirmative (i.e., opt-in) consent to, that identification or merger, and are using a Google Analytics feature that expressly supports such identification or merger. Irrespective of users' consent, you must not attempt to disaggregate data that Google reports in aggregate. Visitors can opt-out of the Google Analytics Advertising Features you used by this website, including through Ads Settings, Ad Settings for mobile apps, or any other available means (for example, the NAI's consumer opt-out) by using Google Analytics' currently available opt-outs here for the web.

Who we share your data with

If you request a password reset, your IP address will be included in the reset email.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue. For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service.

Security

We are committed to ensuring that your information is secure. In order to prevent unauthorized access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online. We implement security measures designed to protect your information from unauthorized access. Your account is protected by your account password and we urge you to take steps to keep your personal information safe by not disclosing your password and by logging out of your account after each use. We further protect your information from potential security breaches by implementing certain technological security measures including encryption, firewalls and secure socket layer technology. However, these measures do not guarantee that your information will not be accessed, disclosed, altered or destroyed by breach of such firewalls and secure server software. By using our website, you acknowledge that you understand and agree to assume these risks. This website takes measures to protect its data that contains information related to you. However, as a consideration for viewing this site or interacting with this site in any manner, you waive all claims of any nature against this site concerning the loss, alteration, or misuse of information. You must assume that it is possible for your personal data to be obtained by others, such as "hackers," and used in an inappropriate manner that may cause you harm and that you agree that this site is not responsible for damages to you. Credit card information or other financial information is not usually known to the website. However, in the event that it is made known, that information is never revealed to anyone except to processing authorities or law enforcement agencies. However, the provider of such information gives express permission to use it in fraud investigation or for litigation.

External Links

As a service to our visitors, our sites provide links to a limited number of carefully selected other web sites that may be of interest to them or to the general public. These generally open in a separate browser window. This site makes no representation regarding the content of those external sites, and it cannot monitor all changes made therein subsequent to placement of our link. We are not responsible for the privacy practices employed by those websites or the information or content they contain. Visitors clicking on banners or pop-ups or hyperlinked advertising, appearing on this website must assume that information is being collected about them. This site is not responsible for the use of information collected in such a fashion. Visitors must assume that
  1. information will be collected 
  2. that "cookies" will usually be placed on their hard drive 
  3. that this website does not have any control over what happens with this information 
  4. that this website takes no responsibility over the accuracy or content of advertisers 
  5. that this website is not responsible for downloads from third party advertisers that contain viruses or worms or other computer code that causes their computer or software harm 
  6. that this website assumes no responsibility for the data that is garnered from the click itself or that the advertiser collects 
If you send a friend an email from this site or if you send the url or one of our web pages to a friend, you must assume that some data is collected about your IP address or your email address and that of your friend. You must assume that referred emails or web pages may appear to come from your email. You must accept full responsibility for referring pages or email to a friend and agree to indemnify this site for any damage, intentional or unintentional that results from said referrals. This Privacy Policy applies solely to information collected by us through this website. Therefore, this Privacy Policy does not apply to your use of a third-party website accessed by selecting a link on our website. To the extent that you access or use our services through or on another website or application, then the privacy policy of that other website or application will apply to your access or use of that site or application. We encourage our users to read the privacy statements of other websites before proceeding to use them.

Communications with this site

Website visitors who wish to communicate with the website do so under two conditions
  1. they give their permission for contact by the website;
  2. they are subject to any 'submission' provisions of the terms of use or this privacy policy.
While your email address may or may not be used to solicit you, it is added to the website's general solicitation database. If you are a customer and send an email to the website, or if you communicate with this site by phone or mail, the website collects information about your communication and by communicating with this site you give your permission to collect, archive, retrieve, and otherwise use any information collected as this site sees fit. Any communication which, in its sole discretion, this site deems to be a testimonial, may be publicized for commercial purposes.

COPPA (Children's Online Privacy Protection Act) compliance

We are a commercial enterprise, and do not sell to, nor accept donations of any sort from, children. Our sites do not target service to children under age 13 except that they may access general material regarding our subject matter that is deemed wholesome and suitable for all ages. No information is collected from children under age 13. If we learn that we have gathered personal information from anyone under the age of 13 without the consent of a parent or guardian, we will delete that information as soon as possible. If you believe we have collected such information, please contact us. Information on the children's online privacy protection act is available at the federal trade commission site, and at their KIDZPRIVACY site. Changes to Our Privacy Policy The Company reserves the right to change this policy and our Terms of Service at any time. We will notify you of significant changes to our Privacy Policy by sending a notice to the primary email address specified in your account or by placing a prominent notice on our site. Significant changes will go into effect 30 days following such notification. Non-material changes or clarifications will take effect immediately. You should periodically check the Site and this privacy page for updates.

Disclaimer

Complete and Correct

The information is provided by paulstober.com and we endeavour to keep the information up to date and correct. Notwithstanding any explicit guarantees with respect to the purchase price of any products that may be offered on this site, we make no representations or warranties of any kind, expressed or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.

Liability

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill). Nothing in this disclaimer will:
  1. limit or exclude our or your liability for death or personal injury resulting from negligence;
  2. limit or exclude our or your liability for fraud or fraudulent misrepresentation;
  3. limit any of our or your liabilities in any way that is not permitted under applicable law; or
  4. exclude any of our or your liabilities that may not be excluded under applicable law.
The limitations and exclusions of liability set out in this Section and elsewhere in this disclaimer: (a)are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer or in relation to the subject matter of this disclaimer, including liabilities arising in contract, in tort (including negligence) and for breach of statutory duty. To the extent that the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature. You assume all risks associated with using any information provided on this site, with a full understanding that you, solely, are responsible for anything that may occur as a result of putting this information into action in any way, and regardless of your interpretation of the advice. Any reliance you place on such information is therefore strictly at your own risk. In no event will paulstober.com be liable for any loss or damage including without limitation, indirect or consequential loss or damage, arising from, or in connection with, the use of this website. Through this website you are able to link to other websites which are not under the control of paulstober.com. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them. Every effort is made to keep the website up and running smoothly. However, paulstober.com takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

Copyright Notice

This website and its content is copyrighted immediately as revised by

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